Ultra-detailed digital illustration, 9:16 vertical format 1080x1920px. Dark charcoal background. Four bold numbered steps arranged vertically with generous spacing. Each step has: a glowing 3D gold number (1, 2, 3, 4), a short white headline in heavy sans-serif, and a subtle icon beside it (camera, upload arrow, link chain, coin). Numbers emit soft warm radial glow. Clean card-style layout with subtle dark green card borders. Minimalist flat 3D icons. Color palette: dark bg #111118, gold numbers #f0a500, white text, soft teal accents #1db87b on icons. No photos of people. Modern fintech-startup aesthetic.
