Art style: Cinematic Realistic.
A calendar with a date circled in red labeled "Платеж по кредиту". The very next day, a person is shown on their phone, making a bank transfer with a joyful expression, while in the background a "debt monster" (a shadowy, vaguely humanoid figure labeled "Тело долга") visibly shrinks and cringes in pain. Typical Russian apartment background. Realistic photography. Negative prompt: deformed hands, extra fingers, morphing face, face flicker, changing outfit, inconsistent clothing, floating objects, warping background, jelly motion, gibberish text, distorted letters, watermark, blurry, low resolution, duplicate limbs.
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FINAL STYLE ENFORCEMENT (this is the authoritative rendering directive — it overrides any style wording elsewhere in the prompt):
Render this image entirely in "Cinematic Realistic" style. Match the lighting grammar, material response, colour science, level of realism / stylisation, line weight, and shading model typical of "Cinematic Realistic". Keep the subject, composition, camera angle, lighting direction, and colour palette from the description above — but EVERY surface, skin, fabric, material, and environmental element must be rendered in the "Cinematic Realistic" idiom, not in any other medium.
