3D Pixar-style young Muslim woman wearing modest beige hijab, same character and outfit, medium close-up shot, holding smartphone in hand, looking at screen. Facial expression: starts slightly worried but transitioning into surprise and happiness. Phone screen clearly visible, clean modern fintech UI in Malay language. On screen (sharp, readable, no distortion): "Akaun Anda RM 1,518.50 + ...
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