Tom Lender stands perfectly still, staring at the house he is about to lose. A cold wind ruffles his hair and the collar of his shirt. In the background, a few dead leaves blow across the driveway. The camera is a wide, static shot, emphasizing his isolation and the finality of the situation. The mood is bleak and quiet. Off-screen voiceover (all characters have their mouths closed, no one is ...
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